Last updated: September 2026
By accessing or using the clever-dive website and services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.
clever-dive provides coaching, educational content, and personal development services focused on resilience and career recovery. Our offerings include individual coaching programs, group workshops, and digital courses. All services are educational in nature and are not a substitute for professional therapy, medical advice, legal counsel, or financial planning.
Our services are intended for individuals who are at least 18 years of age. By using our services, you represent that you meet this age requirement and have the legal capacity to enter into binding agreements.
If you create an account to access certain services, you are responsible for:
Fees for our services are as stated on the relevant service pages at the time of purchase. All prices are listed in Canadian Dollars (CAD) unless otherwise specified. Payment is due at the time of registration or as specified in your service agreement.
We reserve the right to modify pricing at any time, though changes will not affect services already purchased.
Refund eligibility varies by service type:
To request a refund, contact us at [email protected].
All content on this website, including text, graphics, logos, images, audio, video, and software, is the property of clever-dive or its content suppliers and is protected by Canadian and international copyright laws.
You may not reproduce, distribute, modify, create derivative works from, publicly display, or exploit any content without our prior written permission, except for personal, non-commercial use.
When using our services, you agree not to:
Our services are provided "as is" without warranties of any kind, either express or implied. We do not warrant that:
To the maximum extent permitted by law, clever-dive and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, even if we have been advised of the possibility of such damages.
Our total liability for any claim arising from these terms or your use of our services shall not exceed the amount you paid for the specific service giving rise to the claim.
You agree to indemnify and hold harmless clever-dive and its affiliates from any claims, damages, losses, or expenses arising from your violation of these terms or your use of our services.
We reserve the right to modify these Terms of Use at any time. Changes will be posted on this page with an updated revision date. Your continued use of our services following posted changes constitutes acceptance of the modified terms.
These Terms of Use shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.
Any disputes arising from these terms or your use of our services shall first be attempted to be resolved through good-faith negotiation. If negotiation fails, disputes shall be submitted to binding arbitration in Toronto, Ontario, in accordance with the arbitration rules of the ADR Institute of Canada.
If any provision of these terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.
For questions about these Terms of Use, please contact:
clever-dive
415 Resilience Way, Suite 302
Toronto, ON M5V 3A8
Canada
Email: [email protected]